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Small businesses are going to start applying to big banks for government backed loans. I'm going to go out on a limb and observe it's likely to be a cluster$&#$ because bank operational capacity is a disaster, probably worse than state UI offices. The website doesn't work, again?
Just spoke with my local banker today: "It's chaos. It's changing by the minute. We don't know where the money is supposed to come from."
I looked yesterday. Apparently payroll has to be 75% of the forgiven amount. So for restaurants, this might be tough. It only calculates for full-time employees. What’s more, a lot of restaurant employees are better off on UI. So don’t want to be paid.
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