Ramit SethiVerified account

@ramit

CEO & author of New York Times bestseller, I Will Teach You To Be Rich. 1 million readers on business, money, careers, psychology.

NYC
Joined April 2008

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  1. 2 hours ago

    Today’s topics on my :60 Show: • Best checking/savings accounts • College 529 • Debit card vs credit card

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  2. Oct 7

    If you have a personal loan at 18%, what should you do? My answer in the video below! This is part a new 60-second show I’m doing on Instagram answering questions on money, business, psychology, and careers More at

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  3. Oct 5

    I love seeing comments like this about our new course on delegating to an assistant. Learn how to buy back your time and focus on what matters. The course closes tonight.

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  4. Retweeted
    Oct 4

    PLEASE DO NOT PUT A SUBSTANTIAL PERCENTAGE OF YOUR LIFE'S SAVINGS INTO A SINGLE STOCK UNLESS YOU ARE QUITE RICH PLEASE

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  5. Oct 5

    Little-known credit card perks you should use: - Purchase protection - Automatic extended warranties - Concierge service Check the video for how I use them Thanks

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  6. Oct 4

    I'm trying something new -- Ramit's :60 Show on Instagram. Send me your questions on IG about money, business, psychology, and careers! I'll answer as many as I can

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  7. Oct 4

    "Every time someone asks me if they should invest in bitcoin, I just ask them one simple question"

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  8. Oct 3

    I'm looking for stories from people who messed up with credit cards: - You didn't get a credit card for too long (restricting your credit) - You got the wrong CC (e.g., retail card) - You didn't set up autopay and got dinged Can I share your story?

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  9. Oct 3

    In many parts of life, the more you pay, the more you get In investing, that isn't true. In fact, it's almost always the opposite: the less you pay, the better net results you get

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  10. Retweeted
    Oct 1

    Forget the advice to cut back spending—this is the way to get rich, according to self-made millionaire Sethi:

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  11. Oct 3

    I get lots of Qs about how the rich use tax shelters. In general, these aren't as prevalent as you think. High earners pay a ton in taxes. But for the ultra rich, there are loopholes. Or you can run decades of outright fraud, as reported in the NYT:

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  12. Oct 3

    I'm thinking we should get a few people's investment returns Dig through them And show how much they actually paid in fees (For example, 2% fees can reduce returns by 60%+) People who would be shocked: -Teachers -Super wealthy -Almost everyone LMK if you're interested

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  13. Oct 3

    Terrific article on how many so-called "sophisticated" investments trick investors into believing in superior performance. If you think hedge funds or PE are dream investments for you, think again. Another great piece:

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  14. Oct 3

    4 lessons that learned from $0 in sales: 1. Getting customers to spend more with isn't easy 2. When your market tells you “no,” don’t ignore them 3. A map and a calendar can be your enemy 4. Get over yourself an sell the damn thing.

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  15. Retweeted
    Oct 2

    I don’t need a VA (yet) — but I already know that this course will be magnificent. So if any of you are looking to outsource (multiply your time and get rid of the stuff you hate doing) — I urge you to check this one out from ... frfr

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  16. Oct 2

    On the same day that Donovan sent his angry message (below), we launched a new course on delegation that people are loving. Be mindful who you listen to.

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  17. Oct 2

    If you could delegate anything from your life, what would it be? My examples: - Travel planning (including using points vs. cash) - Booking meetings (scheduling, picking location, confirming) - Sending gifts at the right time - Reordering things like paper towels What's yours?

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  18. Oct 2

    Introducing DELEGATE & DONE, a new course on saving hours of time every week: - The exact playbook my assistant and I use to save time on emails, travel planning, scheduling and more - How to find an assistant and delegate - Advanced productivity tactics

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  19. Oct 2

    Wedding spending: Everyone starts out with the same idea: “I just want a small, simple wedding.” The usual advice is to create a budget and cut back on everything. I disagree. My take on wedding spending:

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  20. Retweeted
    Sep 26
    Replying to

    10 years ago: It's difficult to save (for wedding, condo, vacation etc). now: set up sub-accounts for every major bucket with consistent (ideally automated) monthly transfers. idiot proof and life-changing. ty, Ramit!

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