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Agree w all except predatory lending. Pls explain
Like with subprime mortgages, credit cards, and payday loans.
1.) Actually not like payday loans, but definitely fraud in the form of coerced Fractional Reserve Banking and Fiat Currency manipulation. What should happen is the people with the "debt" should be able to tell the "lenders" to pound sand. Not a single goddamn dime was loaned
2.) Since all the "lender" did was go into a spreadsheet program and type in a set of numbers to create the "loan" from thin air. People were literally paid for their signature, not loaned anything. Otherwise, the loan repayment would have been to each individual depositor
Most payday loans are repaid and actually help lower income individuals with limited access to credit and regular banking. I used to not believe it either but they are a godsend to many families for short periods of time
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