Some may still deny there is a problem. But if we do nothing in the next 12 years, 40% of middle-class older workers will be poor or near-poor elders. That is a problem.https://www.forbes.com/sites/teresaghilarducci/2019/03/28/no-americans-really-do-not-have-enough-retirement-savings/#699e10622b21 …
In #Europe it is not much better. Replacement rate shd decrease by 20%. To avoid such a drop, one starting to contribute 15 years before retiring wd have to save 14% of its revenue during these 15 years #Pensions #RetirementPlanning @IPEnews @CouncilInstInv @USDOL @AssaadRazzouk