I haven’t had a regular check up in a decade, some days the choice is between eating or filling my car with gas. Not being reasonably able to switch jobs because starting elsewhere would give me too large a pay cut, even with the promise of better future growth.
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I have been pushing them off for years so I can keep my kid fed and a roof over our heads.
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I basically pay double rent and can't save.
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Can't save, having a hard time moving out even though I have good benefits and a livable salary from work, constant stress. I am unable to refinance because I make too little.
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I will never get a mortgage. If I take advantage of loan forgiveness after 25 years of making payments, the amount of debt forgiven is taxed as income. So in 20 years or so, I’ll be faced with a huge tax bill.
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Frankly, the loan itself isn’t the primary frustration, it’s the interest.. nearly 7% on some of my loans
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I never went to college because I could never afford to pay back student loans.
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I haven't seen a dollar of any federal tax refund in over 5 years
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my net worth is in the negative and my credit score isn't enough to even get a loan to help consolidate my debt
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well my current loans haven't come through for 3 weeks now due to bureaucratic bs. I haven't been able to buy books, eat proper meals on campus, etc because of it. Also, I've been getting collection calls for my previous loans since they haven't been deferred yet it's... draining
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