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paulg's profile
Paul Graham
Paul Graham
Paul Graham
Verified account
@paulg

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Paul GrahamVerified account

@paulg

paulgraham.com
Joined August 2010

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    Paul Graham‏Verified account @paulg 25 Nov 2016

    Imagine a stored-value card so thin it could be folded, and that could be accepted with zero hardware. The catch: the value is fixed.

    5:25 AM - 25 Nov 2016
    • 70 Retweets
    • 275 Likes
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    40 replies 70 retweets 275 likes
      1. New conversation
      2. Paul Graham‏Verified account @paulg 25 Nov 2016
        Replying to @paulg

        So it has to be surrendered on the first use. You can however get similar cards with smaller fixed values in return.

        20 replies 17 retweets 76 likes
      3. James Benamor‏ @JamesBenamor 25 Nov 2016
        Replying to @paulg

        terrible idea. If you launched a startup doing that it would get regulated to death. Imagine the implications for criminals to use it.

        0 replies 1 retweet 12 likes
      4. End of conversation
      1. Rah'tol Samok 🖖‏ @ralokt 25 Nov 2016
        Replying to @paulg

        that sounds pretty good on paper 🤔

        0 replies 0 retweets 30 likes
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      1. Bruce Hoult‏ @BruceHoult 25 Nov 2016
        Replying to @paulg

        and what if the issuer, the Indian government say, suddenly bans them all?

        0 replies 1 retweet 8 likes
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      1. Alyssa Vance‏ @alyssamvance 25 Nov 2016
        Replying to @paulg

        But then, how will advertisers track our purchasing habits?

        0 replies 0 retweets 6 likes
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      1. K‏ @rehack20 25 Nov 2016
        Replying to @paulg

        Digitally signed. & private key destroyed after each(or a set of cards) print to prevent forgery. But public key listed. Sounds neat!

        0 replies 1 retweet 1 like
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      1. Austin Bingham‏ @austin_bingham 25 Nov 2016
        Replying to @paulg

        It would never catch on.

        0 replies 0 retweets 4 likes
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      1. New conversation
      2. Vir‏ @vk01 25 Nov 2016
        Replying to @paulg

        Imagine you are in India and the gov’t invalidates 86% of these stored value “cards” overnight…

        1 reply 0 retweets 3 likes
      3. 1 more reply
      1. Joey King‏ @BytesOfMan 25 Nov 2016
        Replying to @paulg

        "the value is fixed"... not since the gold standard

        0 replies 0 retweets 1 like
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      1. Aaron Hoffman‏ @aaron_hoffman 25 Nov 2016
        Replying to @paulg

        .@paulg it would be decoupled from the commodity that gave it value and lose 99% of its purchasing power. Just watch.

        0 replies 0 retweets 1 like
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      1. Dan McArdle‏ @robustus 25 Nov 2016
        Replying to @paulg

        Wouldn't work. The entity that makes the cards would eventually stop honoring them (India), or make too many of them (Fed, BoJ, ECB).

        0 replies 0 retweets 1 like
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      1. Kaustubh Nawade‏ @KNawade 25 Nov 2016
        Replying to @paulg

        and isn't that describing cash!

        0 replies 0 retweets 1 like
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      1. New conversation
      2. Dr.Bhooshan Shukla MD‏ @docbhooshan 25 Nov 2016
        Replying to @paulg

        is that a description of a currency note?

        1 reply 0 retweets 0 likes
      3. Santosh Dawara‏ @thinksantosh 25 Nov 2016
        Replying to @docbhooshan @paulg

        intensional sarcasm.

        0 replies 0 retweets 1 like
      4. End of conversation
      1. Jacob Gadikian‏ @gadikian 10 Dec 2016
        Replying to @paulg @danielcawrey

        this sounds like cash?

        0 replies 0 retweets 0 likes
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      1. imcampos‏ @imcampos 26 Nov 2016
        Replying to @paulg

        Is it called currency?

        0 replies 0 retweets 0 likes
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      1. Jithin Raj‏ @jithinraj 26 Nov 2016
        Replying to @paulg

        You mean cash? Why cash or card at all, but any biometrics enabled payment option to avoid carrying anything extra forever! @paulg

        0 replies 0 retweets 0 likes
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      1. Sohil Gupta‏ @sohilgupta 25 Nov 2016
        Replying to @paulg

        aren't you referring to cash?

        0 replies 0 retweets 0 likes
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      1. Malory B‏ @malorby 25 Nov 2016
        Replying to @paulg

        What if the card was made of cloth? So that even if it went through the laundry by mistake, it was still usable? @paulg

        0 replies 0 retweets 0 likes
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