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Aside from hoping that cultural antibodies develop, I’ve wondered if we can convince an insurance carrier or ten to take an existing product, tweak covered risks, and market it as cancellation insurance. Partial solution but maybe it changes risk calculus (for all sides).
Selling insurance depends on the ability of the seller to price the risk. How would you do that? Imagine if you had to sell someone such insurance, and you see how hard it is.
I think this is indeed something which would require brainsweat, but do not think that underwriting this would tax the capabilities of the US financial industry overmuch. “Inside me against character flaws in an employee” sounds hard in abstract; is really pedestrian concretely.
Ironically I might imagine this could make the problem worse. There's a countercurrent perverse incentive *to get cancelled* both for fame and financial reasons if you're insured against it. That wouldn't actually make ideas less dangerous, just more controversial.
Hmm. Price would have to start on the basis of disability insurance, discounting min wage/repl level employ. "Counterparty premium" is harder to price, i.e. people not wanting to do business with "cancelled" person Would also need "opinion adjuster", eval vol. of cust. opinions
The major impact seems to be twofold 1) doxed person’s relationship with institutions[jobs, colleges, etc.] 2) reputation. One of those can be insured, but you can’t really insure loss of credibility? (note the irony that this discussion came about bc of the NYT)
"Reputation insurance" is real. In its current form, perhaps only desirable for Fortune execs. Lemonade it. Meaning, automate it and get it to the masses.https://www.insurancejournal.com/news/national/2011/12/13/226947.htm …
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