the problem with our government ‘forgiving’ student loans is not only that many struggled for years to pay their debt off, and expecting them to now pay off someone else’s debt is unfair. it’s that colleges should be held accountable for this.
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Those "messages" are human beings who are struggling to build any sort of net wealth and financial security
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Maybe I'm missing something, but it sounds like you're talking about a metric that can't really exist without the humans who experience its underlying cause
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