Student debt is something the government makes it extra easy to get into, and extra hard to get out of. The word for that is "trap." I don't think the government meant to create a trap, but that's what they've ended up doing.
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getting out of that trap is difficult, because businesses can freeride off of work done by tax and debt funded colleges, so individually have little incentive to create apprentice programs and ignore degrees.
They have a lot of incentive to ignore degrees, because they mean so little, and most cos in SV already mostly do.
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its super valuable to ignore degrees! Tech CO's don't get enough credit for their contribution here. But, Stanford still has great education and networking, even if the degree is ignored. Places like Lambda are R&D for debt alternatives and venture funding is filling gov's role
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