Student debt is something the government makes it extra easy to get into, and extra hard to get out of. The word for that is "trap." I don't think the government meant to create a trap, but that's what they've ended up doing.
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What do you think is behind the meme that everyone should go to college? Vs, say, a large percentage of high school kids on a vocational track.
It was true in 1960, when too few did it and colleges were cheaper.
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We haven't increased the number of public universities to keep up with demand. More applicants with just as many seats means the cost goes up. This opens many up to predatory loans. https://www.statista.com/statistics/183995/us-college-enrollment-and-projections-in-public-and-private-institutions/ …
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