0/ "Protocol" is the perhaps the most incorrectly used word in crypto I am very guilty of this too
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5/ This likely implies that on a long enough time scale, there can only be one public permissionless chain (may be sovereign-sponsored chains)
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Money is not just one thing, though. It's a set of features that have tradeoffs. Multiple products may coexist. I agree there is a relatively strong drive to standardization, but I'm not convinced there can be only one money.
