! There’s also the opportunity cost, which is harder to quantify but also very real.
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@bryan_caplan‘s book the case against education at least has some informed napkin-math. It’s terrifying
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Should we take more seriously the idea that far fewer students should go to college? Or is this just cost disease?
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Though worth noting that the thread misses the mark on whether the federal government ought to forgive the loans. Loans as a portion of assets isn’t all that meaningful, govt has lots of levers. Forgiving all student loan debt would be like TARP, but for the middle class
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That’s why I have him on notifications

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Oh no don’t do that
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