There are a lot of people who feel judged by the “by the time you’re 35” thing with respect to retirement planning. Your only required takeaway: do you save money every month for retirement? Try saving more. Do you not? Try saving $1+, then revisit next month.
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Once you said there was something about retirement savings and being 35 years old I was able to google the rest. :-)
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The sudden rageout about the 35/retirement thing was *weird*. This has been standard advice for a long time. Indeed, it may be more conservative than anything: every financial planner I know recommends 2x by 30.
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