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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    Patrick McKenzie‏ @patio11 24 May 2018
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    There are a lot of people who feel judged by the “by the time you’re 35” thing with respect to retirement planning. Your only required takeaway: do you save money every month for retirement? Try saving more. Do you not? Try saving $1+, then revisit next month.

    8:36 PM - 24 May 2018
    • 12 Retweets
    • 75 Likes
    • Scott Weldon Thijs Niks JManuel Karthik-wear-a-mask-Jagadeesan Matt "summoning arachnogods" Olson Brian Zindler @aulisius_ Pearl Chen Atharva Vaidya
    8 replies 12 retweets 75 likes
      1. New conversation
      2. Patrick McKenzie‏ @patio11 24 May 2018
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        It’s similar to @tylercowen on how to write books: write every day. (Which I will acknowledge, as someone who writes things substantially less ambitious than books, is harder than it sounds, which is why it is so freaking important.)

        1 reply 1 retweet 28 likes
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      3. Patrick McKenzie‏ @patio11 24 May 2018
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        There are very few future world states where an author will regret having written today, irrespective of how much of the book was written by yesterday. There are very few future world states where you will regret socking away some money his month, irrespective of your balance.

        0 replies 7 retweets 42 likes
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      4. End of conversation
      1. New conversation
      2. Colin Percival‏ @cperciva 24 May 2018
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        Replying to @patio11

        Thank you! I've been wondering for the past week where that meme came from. First one I saw was about having a drawer full of cables and that seemed way too niche to have started everything...

        1 reply 0 retweets 3 likes
      3. Patrick McKenzie‏ @patio11 24 May 2018
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        Replying to @cperciva

        It was "By the time you're 35 you should have saved 2x your annual salary for retirement."

        1 reply 0 retweets 3 likes
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      2. Harry Heymann‏ @harryh 25 May 2018
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        Replying to @bertjwregeer @patio11

        You shouldn't be putting your retirement savings in a 1% bearing savings account. Try a Vanguard 20xx Retirement fund if you aren't sure where else to start. You will average significantly more than 4%.

        0 replies 0 retweets 4 likes
      3. End of conversation
      1. John M. P. Knox‏ @WindAddict 27 May 2018
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        Replying to @patio11

        Exactly. The word “Should” really gunks up the message. “Save twice your income at 35” is a metric; you get to decide how you apply it. We hear too many fairy tales around wealth: - Debt is bad - Renting is throwing money away - You have to live an expensive city - And so on…

        0 replies 0 retweets 1 like
        Thanks. Twitter will use this to make your timeline better. Undo
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      1. New conversation
      2. KimSia Sim  🇸🇬 💻 📗‏ @KimStacks 24 May 2018
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        Replying to @patio11

        @threadreaderapp unroll pls

        1 reply 0 retweets 0 likes
      3. Thread Reader App‏ @threadreaderapp 24 May 2018
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        Replying to @KimStacks

        Hola please find the unroll here: Thread by @patio11: "There are a lot of people who feel judged by the “by the time you’re 35” thing with respect to retirement planning. Your […]" https://threadreaderapp.com/thread/999856674079817729.html … Talk to you soon. 🤖

        0 replies 0 retweets 0 likes
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