Periodic PSA: If you are young, healthy, and work in tech, your primary asset is likely your future earning potential. A few dozen people who follow me will, actuarially speaking, not be able to work the expected length of their careers due to illness/etc. This is insurable.
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“How much?” Depends on who you go through, your present health, your occupation (if you follow me yours will be cheap), and length of time you have it in force for, but rough order of magnitude is 1.5%~2% of your gross salary for benefits of 60% of it.
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Also: term life insurance, which is really, really cheap (given youth and healthy), is something you should consider mandatory if anyone depends on your income. Add a new policy (or replace) if you have a child / etc. This is also offered through work but same logic applies.
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