I’ve lived in Japan continuously since 2004, and would agree with somewhere between 80 and 90% or this. (Point of differance: I’d be surprised to meet a non-Japanese professional in any setting other than the technology industry or a foreign corporation.)https://twitter.com/noahpinion/status/979563538485100545 …
They are technically capable of doing that but they were willing to take a few basis points from my rate contingent on me opening a deposit account there so I was naturally quite interested.
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I think the logic is a combination of cross-subsidization of product lines, “If we get him to pay his mortgage from our account then he’ll almost certainly get his salary deposited here and then we can up sell every other banking service”, and “saves us a transfer fee monthly.”
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Interesting. In Canada it tends to go the other way around -- "have your mortgage with us, and we'll give you a rebate on your monthly banking plan fee".
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Basis points? I got two full percentage points off the base rate for opening an account. Sure, the base rate is nuts, but hey.
Thanks. Twitter will use this to make your timeline better. UndoUndo
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