I clicked the green button and started fishing out my phone to lookup my password, since I'm on my work computer. Turns out: no need! There was a token in the URL. Site advised me to try the transaction again. I just hit "checkout" again, worked without incident.
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That's so much better than me having to do things the old fashioned way, with a call into the bank, OK let me look up your account, two quick questions to check your identity, I see you have recently had a few transactions, are you sure you want to buy that thing?
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It's better for me, it's better for the hotel/casino, and it's better for Chase, both because they get to dodge a relatively expensive interaction with a human and because they didn't just lose the transaction to Amex. (Faster than I could get card out of wallet. Not joking.)
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It does looks like fishing email. Also why banks ignoring MFA?Confirmations these days are a fingerprint press on a phone or a push notification “confirm yes/no”
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I’ve had the same experience here with cibc. They do it via txt message which is even more convenient. Try to pay with Apple Pay, denied, *scratches head, receives text, respond to approve, tap again.
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Spotted your Tweet, Mike! Glad to hear you're liking this new feature :) ^JR
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My experience is that their actual fraud-detection is also significantly better than the other banks I use. Main reason that I'm still a customer.
Thanks. Twitter will use this to make your timeline better. UndoUndo
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