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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    1. Chris Ashworth‏ @Chris_Ashworth 9 Dec 2017
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      No one has ever looked at accrued credit card processing fees and NOT thought "wow those are too high". Companies which expose those fees to anyone not used to seeing them (on either side of the transaction) become the messenger for a Very Unwelcome Reality.

      1 reply 0 retweets 8 likes
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    2. Chris Ashworth‏ @Chris_Ashworth 9 Dec 2017
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      My software company expenses are, in decreasing order of cost: salary, taxes, health insurance, credit card fees, and "everything else". Health insurance & credit card fees are about equal, and both could comfortably employ a new full time employee.

      2 replies 0 retweets 2 likes
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    3. Michel Honold  🇪🇺‏ @michelhonold 9 Dec 2017
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      Replying to @Chris_Ashworth

      😳 What are typical credit card fees in the us? I think the highest here is 1.5% and it gets lower fast with transaction volume

      1 reply 0 retweets 0 likes
    4. Chris Ashworth‏ @Chris_Ashworth 9 Dec 2017
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      Replying to @michelhonold

      Basically the only option for online processing are services that charge 2.9% + 30 cents per transaction. I don't know what the rates are for brick & mortar but at first glance e.g. Square looks in a similar range, a bit lower.

      3 replies 0 retweets 0 likes
      Patrick McKenzie‏ @patio11 9 Dec 2017
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      Replying to @Chris_Ashworth @michelhonold

      If I’m guesstimating correctly you’re probably at the point where dropping your credit card processor a quick email asking “What can you do for me on this?” would be a good use of your time.

      10:53 AM - 9 Dec 2017
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      • Brett Evans Chris Ashworth
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        1. Chris Ashworth‏ @Chris_Ashworth 9 Dec 2017
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          Replying to @patio11 @michelhonold

          To be honest after writing those tweets I flipped over to Slack and wrote myself a reminder to do this on Monday. 👍

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        1. IAN LANDSMAN‏ @ianlandsman 9 Dec 2017
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          Replying to @patio11 @Chris_Ashworth @michelhonold

          Yes do that. Especially if you’re not to heavy on Amex you can break out the costs amex one price (more), visa/master much lower

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