My keenest memory: I was at an ATM in central Japan. My bank manager stopped me and said "Is today this month's wire back to the US to pay your student loans?" "Yep." "I strongly suggest not." "We had this discussion last month."
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"A customer of mine makes a habit of sending money through GoLloyds every month and therefore it is my job to know who their intermediary bank is."
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It felt like a rock was thrown into the financial system and in the aftermath you could see isolated pockets of pond amidst the ripples.
End of conversation
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