Matt Levine is a national treasure, exhibit 582357: (from https://www.bloomberg.com/view/articles/2017-10-31/debating-where-tech-is-going-to-take-finance … )pic.twitter.com/ORuZ9hRROa
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I feel like @TylerCowen doesn't understand that banks *want* to extend credit.
They are fundamentally limited by how well they can predict the future... if they can predict better, they will lend more.
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