I mean it's clearly irrational of me to go through the full dance here, because I'll spend 3X on postage just for the initial contact.
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But on the other hand I get a hard-to-explain thrill out of saying "You might have a trillion dollars in assets but I can math; lets dance."
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Oh fiddlesticks; they're actually right. This card had a balance at beginning of last month so there was no grace period for a purchase.
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Which means I did legit owe them about ~12 cents in interest and, despite overpaying the balance, they do have contractual right to round up
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End of conversation
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Find one of their postage-paid sign-up envelopes.
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a bank screwed me for $20 the other day. i decided not to bother contacting them.
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Switch to a credit union. I'm serious. Get your $ out of the big banks and into a credit union. It will save you $
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Fight it!
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A simple call wouldn't suffice?
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Send an invoice to them for $1.50 with a daily general interest charge.
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