It occurs to me that my hobby in writing letters about the Fair Credit Reporting Act is suddenly topical! So some quick opinionated advice:
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I then hung out on a message board that I learned the regs on and, since I was underemployed, ghostwrote letters for folks w/ problems.
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Have you written any blog posts on this? This advice is too valuable and helpful for ethereal tweet storm
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How is it possible to have identity theft before you were born?
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Because CRAs can merge files. Data is dirty, always. Suppose a client reports Dan Smith is the D.F. Smythe in same city who owes $100k.
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