One of the ambient trends in companies is higher-resolution operational processes enabled by technology. This feels under-commented on.
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It's happened to me a few times recently, in ways which were to my advantage but surfaced a very, very efficient machine running things.
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General flavor of this: I am a fairly desirable customer by bank standards, but owing to quirky circumstances I change banks never.
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That level of detail is only possible in the absence of privacy.
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All done using data you provide to those companies and efficient analysis. These examples don't require 3rd parties
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