"If X happens you should give the money back." That's a catastrophic outcome for a consultant and relevant Xs will be exhaustively listed.
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"How many do you have in a typical contract?" "Zero, by design. After acceptance, it isn't even the tiniest bit your money anymore."
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My wedding photog had a Drunk Bride clause - “if I can’t do my job because you’re sloshed, you pay me anyway”
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Perfectly reasonable. Charge per print.
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The photographer might retort that the contract would also be invalid on divorce. The lawyer could ask for a refund from the couple, too.
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I refuse to believe this is real
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