"Blockchain is a once-in-our-lifetime opportunity to convince finance firms to agree on an API; worth ponzis to get there." is an argument.
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A lot of the blockchain enthusiasm is "Eff it I just want a REST API endpoint I can use to move money from an account to another account."
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And that doesn't exist anywhere, and won't exist anywhere, until it exists somewhere, and then every bank will have it in 24 months.
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