Cannot bang this drum enough; if you're not already rich you should have term life and *probably* private long-term disability.https://twitter.com/__shale__/status/858914592331714561 …
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Replying to @patio11
Patrick, any tips on this for expats in Japan? e.g. policy following you as you relocate
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Replying to @mrkirkland
Term life is easy to get in Japan if you're going to be here a while; LTD is much harder. I went withhttp://piu.org
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Replying to @patio11 @mrkirkland
Like most US insurance arrangements you can't just buy through company so need agent. I used http://insubuy.com
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Replying to @patio11 @mrkirkland
Takes about one phone call, one doctor's appointment, several emails, and a few weeks end to end for the LTD bit.
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Replying to @patio11 @mrkirkland
Typical flow for term life in Japan is one call, one visit with agent, one visit with doctor, and some paperwork.
12:21 AM - 1 May 2017
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