Recurring revenue as disability insurance: https://garrettdimon.com/2016/recurring-revenue-vs-disability-insurance/ … This has been a really important feature of SaaS/etc for folks I know.
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My only gripe with it is that the policy excludes mental illness like e.g. depression. (I think this is out of fears of malingering.)
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Trying to get medical insurance for my arms was almost impossible because of my RSI (WRULD in USA - an incorrect acronym).
End of conversation
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