An old hobby I picked up again recently: reading annual reports. They've sometimes got the important-insight-about-world density of books.
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non English here had to look up druthers and still don't really now what it means....
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"If we had our druthers," -> "In an ideal world," or "If things worked out exactly as I/we would hope for,"
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hm, this sounds like Chase is basically saying "we'd like upside of exposure to single largest asset class but no downside."
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It's unfortunate when claiming legal rights results in being labeled as antisocial... for the arbitrage it creates of nothing else.
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govt subsidies of mortgage notwithstanding -- those bring way more borrowers to the table who *dont* default.
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