When I think of "most expensive mistakes in history", "knowing account number = authorization to debit" up there with "devs can count."
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(We've spent you-don't-even-want-to-know billions as a direct consequence of that.)
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In which systems is account-only enough to debit?
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I had a check stolen from a mailbox once. Fraudulent purchases were made against my account.
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The CU reverted the transactions. But it took years for the collection calls to stop.
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to this day, I will exhaust every other options before even writing a check.
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