Stripe bought all of us newbies a copy of "Payments Systems in the US", which is a great high-level guide to them, if you were looking.
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(While very rarely relevant to software businesses, there are actual, real costs associated with moving material amounts of physical cash.)
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(If you run e.g. a bar/restauraunt with turnover in the $100k per month region, your bank probably charges you for that. 30bps on my acct.)
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