Your random bit of trivia for today: Savings accounts and checking accounts both exist in Japan; a natural person possessing checking weird.
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Another fun fact: checks are more analogous to wires here, largely used to settle Really Big And Important Transactions.
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What is normally used? Credit card, cash?
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how did individuals settle debts before PayPal/whatever in Japan? All cash?
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Cash & bank transfer, most commonly. I paid for my wedding with a large domestic bank transfer; gift from Ruriko's mom was cash.
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Was the implication that foreigners can't pass background checks?
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Nope; implication was "Your LLC doesn't have nearly the assets to pass an investigation." from someone with a good guess of them.
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