You say "identity theft", I say "a strangely socially acceptable discourse by which financial institutions shift fraud risk to consumers."
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Alice complains to Banker Bob that Banker Bob has caused Credit Reporting Charlie to blacklist her. Bob offers a year of credit monitoring.
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I like Banker Bob and thinks he provides a valuable service, but he's big, sophisticated, and knows he's in a convenience/security tradeoff.
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I've never understood this. Banker Bob gave money to someone that wasn't Alice. Alice not involved. But Alice's fault…WTF
Thanks. Twitter will use this to make your timeline better. UndoUndo
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Bob gave "Alice" Alice's money. Alice says "wasn't me." Bob has right to say "uh, prove it if you want to obligate me to a loss."
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No, Bob gave "Alice" Bob's money (in the form of a loan, or CC, etc.). "Alice" doesn't pay bill, real Alice suffers.
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