Did you know you can find summary actuarial statistics for your business insurance policies in filings to regulators, which are public?
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This implies $337 of average losses on an insurance policy to cover that consulting shop. USLI accordingly prices it at $695 (base price).
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If you geek out on this kind of stuff a) we should be friends and b) http://www.insurance.arkansas.gov/PandC/FilingElectronic/20086/USLI-125643237.pdf …
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