Somebody reset "Days since a cryptocurrency exchange lost over $1 million" please: https://gatecoin.com
(Including by using systems/processes/legal agreements to shift liability for fraud losses in some cases, constrained by regs.)
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"We have competent actuaries & lawyers who make sure losses are predictable and where relevant appropriately insured" is part, yeah
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I'd bet uncertainty in their loss estimates is a couple orders lower than the uncertainty in their profits, particularly at scale.
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