Every so often I get a glimpse of the pre-software economy and just shudder. Today, purchasing mutual funds.
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Discount brokers almost completely eliminated this in US, are on the way towards killing it in Japan, and THAT IS MUCH BETTER FOR EVERYONE.
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(It will surprise no one that if you go to the counter they give you ~10 options and ~8 of them are high-load, high-fee mutual funds.)
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