Otherwise they're CRUD apps with payment cards attached and a 1-800 number to call when the CRUD app malfunctions once every two years.
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"Blockchain? Blockchain. Blockchain blockchain, blockchain." Yeah, in the world I actually live in, check deposit on phone actually useful.
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@patio11 no reason for them to take small isolated risks when they can get paid to not take it & bailed out whenever they make risk systemicThanks. Twitter will use this to make your timeline better. UndoUndo
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@patio11 there are a lot of smaller, newer banks filling that gap, like@LiveOakBankThanks. Twitter will use this to make your timeline better. UndoUndo
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@patio11 that gripe is what bitcoin tries to solve; get money out of the hands of government and lending out of the hands of banks. -
@patio11 banks have no incentive to pay interest (they only need deposits to blackmail gov) or to lend to business (mortgage = less hassle). - 1 more reply
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@patio11 I would LOVE to take on debt instead of issuing equity.Thanks. Twitter will use this to make your timeline better. UndoUndo
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@patio11 Credit Unions, a concept whose time has come. Again!Thanks. Twitter will use this to make your timeline better. UndoUndo
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