Steam refund policy is the shape of things to come in many industries, where your demonstrated behavior will affect transactional "rights."
@jxxf that already exists in credit reporting. If it were less economically marginal than gaming might see interesting FCRA challenges.
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@patio11 Definitely, but the information is imperfect. Steam, by contrast, has near-perfect information about what you do on their platform. -
@patio11 That is, a bank can see that you took out a credit line of $10,000, but they can't see what you're spending it on. But Steam knows! - 2 more replies
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