In which possession of a Github profile is used to award credit, which is brilliant and problematic all at once. http://recode.net/2015/05/06/max-levchins-affirm-raises-275-million-to-make-loans/ …
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Replying to @patio11
Brilliant because it is virtually guaranteed to be predictive of low default rates, given one IDs a legit profile.
2 replies 0 retweets 4 likes -
Replying to @patio11
Problematic because the mechanism by which this is predictive is "Thank you for presenting hard-to-fake evidence that you're middle class."
4 replies 0 retweets 9 likes
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