In which possession of a Github profile is used to award credit, which is brilliant and problematic all at once. http://recode.net/2015/05/06/max-levchins-affirm-raises-275-million-to-make-loans/ …
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@airzae Similar to FICO, which is a *quantum leap* in improving e.g. black Americans' access to loans, but which has huge outcome disparity. -
@patio11 do you think there is a continuity of FICO-type measures, at some point which the entire thing becomes eventually bad? - 1 more reply
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@patio11 I think we're basically expressing the same idea in slightly different ways; it really gets to the heart of the weird side of MLThanks. Twitter will use this to make your timeline better. UndoUndo
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