Request a credit line increase every 6 months on your main business card. No small business has ever had too much credit.
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Replying to @patio11
Software businesses, even profitable ones, have occasional WILD VARIATIONS in cashflow. "Expenses on CC, revenue to pocket" helps survive.
3 replies 1 retweet 9 likes -
Replying to @patio11
I grew up terrified of debt. This view is not optimal for business: if you can profitably buy growth by buying X, buy X, pay interest.
3 replies 7 retweets 19 likes -
Replying to @patio11
Banks need to know what you do for a living but are clueless about our industry. Be able to succinctly describe biz model in one paragraph.
2 replies 1 retweet 6 likes -
Replying to @patio11
If you ever find yourself innovating with finances you're *probably* doing it wrong. Higher returns to brainsweat everywhere else in biz.
1 reply 2 retweets 7 likes -
Replying to @patio11
Turn on two-factor authentication for your bank account. Ask your bank to put a note on your file require a branch visit 4 any acct changes.
4 replies 15 retweets 28 likes -
Replying to @patio11
You think that's inconvenient. So will the guy trying to empty your account. This has "near missed" friends of mine; terrified them.
3 replies 3 retweets 9 likes -
Replying to @patio11
Never use a debit card for any purpose other than to withdraw cash from an ATM. Worse protections than CCs, costs more.
9 replies 37 retweets 35 likes -
Replying to @patio11
@patio11@violetblue no fee, no interest...how is CC better?1 reply 0 retweets 0 likes -
Replying to @jadewhisk
@jadeserotica@violetblue CC is automatic 1%+ discount on anything you purchase + legally guaranteed superior dispute resolution.2 replies 0 retweets 1 like
@jadeserotica @violetblue In event of dispute, if on debit card the money is out of your pocket for longish window. If CC, instant unlock.
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