Stripe is expanding JCB support: https://stripe.com/blog/jcb-expansion … Some brief thoughts:
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Stripe is trying to innovate to present all payment methods loved by users, like e.g. JCB, to all businesses, while radically decreasing the amount of toil businesses have to go through to support payment methods at the margin.
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Historically, a new payment method means separate underwriting. Separate funds flows that your accountants have to work around. A state-machine-of-doom on the backend dealing with slight differences in how payment methods operate. Duplicative admin screens to e.g. do refunds.
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There's got to be a better way to do that. It won't arrive in a thunderclap. It is going to take patient engineering work, financial partnerships, regulatory suasion, etc etc, executed over years. We're in this for the long haul.
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A fun thing we did recently: Checkout now guesses which payment methods a user would probably find most relevant. This lets you not waste screen real estate presenting literally every payment method in the world, and just surface the ones a user probably wants. Conversions++.
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"How many payment methods are there?" Just scoping this to what a single Japanese convenience store has to support, take a look at this logo wall: https://twitter.com/patio11/status/1169540753661419521 … It's *many more than that.*
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End of conversation
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