This is sort of a perfect storm for refund requests: https://apnews.com/f18a0a48925a19586e4d810f6e88eff3 … The money is ~spent. COGS for college education rounds to zero; it's structurally CAPEX and OPEX.
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Where can I read about "maturity transformation"?
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@ByrneHobart had a newsletter about it recently or see generally any text about banking.
End of conversation
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