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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    1. Patrick McKenzie‏ @patio11 Apr 23
      • Report Tweet
      • Report NetzDG Violation

      Patrick McKenzie Retweeted Stripe

      Ever wanted to create programmable credit cards for your business?https://twitter.com/stripe/status/1253354592382959617 …

      Patrick McKenzie added,

      0:59
      StripeVerified account @stripe
      Stripe Issuing is now available for all US businesses! 💳 Instantly create your own virtual and physical cards. https://stripe.com/issuing  pic.twitter.com/TUCUNX1yvA
      Show this thread
      12 replies 19 retweets 232 likes
      Show this thread
    2. Patrick McKenzie‏ @patio11 Apr 23
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      "What do you mean 'programmable'?" One of many options: We hit you with a webhook when it is swiped. You can either do anything you'd normally do with a webhook, deny the transaction based on any logic you want, etc. Dynamically increase/decrease limits, permit/deny MCCs, etc.

      7 replies 4 retweets 119 likes
      Show this thread
    3. muddletoes‏ @muddletoes Apr 23
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      Replying to @patio11

      Wow. Is the the Stripe user experience protected against that? I mean, the intent is business logic, yadda yadda, but what I see there is "hang the transaction." Does the hook time out?

      1 reply 0 retweets 0 likes
    4. Patrick McKenzie‏ @patio11 Apr 23
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      Replying to @muddletoes

      You've got 2 seconds. After that, we timeout and approve or deny based on your setting. Details here:https://stripe.com/docs/issuing/controls/real-time-authorizations …

      2 replies 0 retweets 8 likes
    5. Patrick McKenzie‏ @patio11 Apr 23
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      Replying to @patio11 @muddletoes

      So you could technically probably run a low-volume Issuing authorization server on a potato. As an engineering matter I wouldn't recommend it, but then you would have spent money from a potato, which does feel like some sort of geeky high for me.

      2 replies 1 retweet 6 likes
    6. muddletoes‏ @muddletoes Apr 23
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      Replying to @patio11

      If I could transfer ownership of the vendor Stripe account as well sell the cybernetic potato and charge shipping, all in the same transaction, this potato thing could be hot. Does Stripe support barter transactions? I am wondering how far I can go with my self-selling potato.

      1 reply 0 retweets 1 like
      Patrick McKenzie‏ @patio11 Apr 23
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      Replying to @muddletoes

      I think the following is literally possible with Selenium for the Atlas step: 1) Run a e-commerce website on your potato. 2) Buyer buys the potato. Potato charges their credit card. 3) Potato incorporates an LLC for the buyer using Stripe Atlas. Buyer agrees to this.

      10:07 AM - 23 Apr 2020
      • 1 Retweet
      • 4 Likes
      • Jouni Seppänen Jubilee Paul McMillan muddletoes
      2 replies 1 retweet 4 likes
        1. New conversation
        2. Patrick McKenzie‏ @patio11 Apr 23
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          Replying to @patio11 @muddletoes

          4) Potato transfers itself to the new LLC. <-- Ask your lawyer about this step. 5) Potato Holdings LLC uses its Stripe account to issue the potato a debit card. 6) You use Connect to fund Potato Holdings LLC with some money. 7) Potato uses some shipping API, pays with debit card.

          1 reply 0 retweets 4 likes
        3. Patrick McKenzie‏ @patio11 Apr 23
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          Replying to @patio11 @muddletoes

          "That sounds like an awful lot of work for a potato joke." Yes but it would be legendary.

          0 replies 0 retweets 14 likes
        4. End of conversation
        1. 「sharpobject」‏ @_sharpobject_ Apr 23
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          Replying to @patio11 @muddletoes

          I don't think a potato could navigate the multi-week atlas onboarding process that involves emailing humans a bunch of times

          0 replies 0 retweets 0 likes
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