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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    Patrick McKenzie‏ @patio11 Apr 23
    • Report Tweet
    • Report NetzDG Violation

    Patrick McKenzie Retweeted Stripe

    Ever wanted to create programmable credit cards for your business?https://twitter.com/stripe/status/1253354592382959617 …

    Patrick McKenzie added,

    0:59
    StripeVerified account @stripe
    Stripe Issuing is now available for all US businesses! 💳 Instantly create your own virtual and physical cards. https://stripe.com/issuing  pic.twitter.com/TUCUNX1yvA
    Show this thread
    9:38 AM - 23 Apr 2020
    • 19 Retweets
    • 232 Likes
    • Strip Bond Nick Dinote Shreeda Segan Sylvain Josserand Josh Kaufman Greg Baugues NOAH 🃏 Jaana Dogan
    12 replies 19 retweets 232 likes
      1. Patrick McKenzie‏ @patio11 Apr 23
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        "What do you mean 'programmable'?" One of many options: We hit you with a webhook when it is swiped. You can either do anything you'd normally do with a webhook, deny the transaction based on any logic you want, etc. Dynamically increase/decrease limits, permit/deny MCCs, etc.

        7 replies 4 retweets 119 likes
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      2. Rahul Gonsalves‏ @gonsalves_r Apr 23
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        Replying to @patio11

        Is this likely to expand to other countries soon?

        1 reply 0 retweets 1 like
      3. Patrick McKenzie‏ @patio11 Apr 23
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        Replying to @gonsalves_r

        Our general attitude is that we build products for the Internet. You should assume as time goes to infinity we want all of our products to work everywhere the Internet does, unless we're not allowed to do that. My only comment on timelines will generally be "Now available."

        1 reply 0 retweets 19 likes
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      2. Eran Galperin‏ @erangalperin Apr 23
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        Replying to @patio11

        I've seen this feature before and perhaps you can answer a few questions I had - It seems that with issued cards you end up paying Stripe for using your own card(s) (instead of the merchant assuming all fees). Unlike regular cards that provides rewards in points or cashback

        1 reply 0 retweets 0 likes
      3. Eran Galperin‏ @erangalperin Apr 23
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        Replying to @erangalperin @patio11

        The question is - did I understand it wrong or is that the cost of having programmatic control over your business cards?

        1 reply 0 retweets 1 like
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      2. rube heretic‏ @RubeHeretic Apr 23
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        Replying to @patio11

        Do all new physical cards come with chips now?

        1 reply 0 retweets 0 likes
      3. rube heretic‏ @RubeHeretic May 24
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        Replying to @RubeHeretic @patio11

        (If someone received a replacement card in the mail from their financial institution, unexpectedly & nowhere near the exp. date, and the printing wasn't embossed and it had no chip, what would you be thinking?)

        1 reply 0 retweets 0 likes
      4. 2 more replies
      1. Ayush Agrawal‏ @ayu_azuro Apr 23
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        Replying to @patio11

        Can companies issue it to their customers as well?

        0 replies 0 retweets 1 like
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      2. Jonathan Allard‏ @jonathanallard Apr 23
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        Replying to @patio11

        It took me a while (~60s? of focus) to understand that this was meant to solve expense controls. I'm also wondering: how do I pay the bill? From my Stripe balance? Do I send money from bank acct to Stripe?

        2 replies 0 retweets 0 likes
      3. Jonathan Allard‏ @jonathanallard Apr 23
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        Replying to @jonathanallard @patio11

        And while I think about this, seems like a big brain move from Stripe's perspective: - No credit risk to card user - No reward program, no cost - Merchant isn't Stripe: still collect interchange fee - Merchant is Stripe = issuer: probably still collect 3% cut

        0 replies 1 retweet 0 likes
      4. End of conversation

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