One of the reasons your banks are blowing up all communication channels saying "Please don't come in to ask questions. Our phone lines are overwhelmed. Have you tried online banking for routine transactions?" is the stated, obvious one. One reason is unstated.
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(Also still a surprisingly huge chunk of mortgage payments, which are a huge portion of the economy. Sophisticated financial instruments rely on thousands of hours of people opening envelopes and making sure that checks are properly entered against the right account.)
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The USPS once offered banking services. Lots of postal services throughout the world still do. I wonder if there’s a way USPS could become the brick & mortar front end for all of the banks as they transition online... handle the deposits and whatnot.
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I knew politicians were recently talking about making USPS banking a thing, but I didn’t realize it had happened before.
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