I'm reading a really excellent book about community banking and an *arresting* line from it was, approximately: "A typical community bank has $150M in assets and a 4% net interest margin for about $6M in revenue covering 40 FTEs. Community banking is thus a small business."
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A SaaS shop with $6 million in revenue would probably have 10~20 employees and doesn't have to build all of their processes assuming that literally anyone could be attempting to steal all the money at any time. ("Literally anyone?" CEO, CFO, etc are particularly large risks!)
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