Serious question to banking expert is the physical signature really useful for forensic? I always just doodled through in most offline credit card transactions and cashiers never check as well
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#2: "Corporate Inc., you owe us money." "We do?" "Yes Bob signed for it." "Bob doesn't have authority to bind us to contracts." "Bob signed for it *on letterhead*; you can deal with the HR issue at your leisure but our invoice is good."
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Since the physical signature doesn’t really identify the person, Bob can deny and there’s nothing they can do to know whether it’s a lie. Still goes back to the original question. The physical signature is a psychological tool for good faith
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