@patio11 Curious if there’s a (good and/or explainable) reason US banks don’t seem to offer e-transfers? I just saw a freelancer complaining about waiting for a wire transfer to go thru and it sounded like the dark ages.
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We’re not quite *stuck* in a nationwide local maxima on payments, and indeed they’ve improved materially in last 20 years, but you can definitely still trace “US payments infrastructure assumes a fundamentally check-based golden path for retail/SMB transfers” to many limits.
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Huh - thanks for the reply! I can't quite remember the details either, it was a tweet from a while back. It's very odd sometimes navigating the Canada/US Interac divide when you're used to one-click online shopping, and forget that it doesn't necessarily apply IRL
End of conversation
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