I ran into ZeroDown ( https://zerodown.com/ ) on the YC podcast. What an interesting company. The problem they're attempting to solve is "Professionals who are good credit risks are priced out of homeownership by down payment requirements in SFBA/etc due to $$$ houses."
(That is going to be a model the world sees a lot more of in the next few years.)
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If this corporate structure is their “innovation” then I am not impressed. Their business model seems to be - pay premium for having an option to buy the house that you live in. Renter/future buyers have an option of backing out if real estate falls.
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