This is single best financial optimization most geeks of my acquaintance have not done yet.https://twitter.com/dvassallo/status/1214701616579764224 …
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Cool, thanks! I admit I don't understand the dynamics that make there even be a sweet spot: I'd kind assume the actuaries have it all priced in.
You have to remember that those e.g. $5M mean way more to your surviving family than they do to the actuaries. "The worst" really does happen to regular people like you and me. Some cultures simply don't countenance the possibility, particularly to the detriment of children.
Thanks for the Guerilla Guide! I should do this
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